Partial Purchase

Why Consider a Partial Purchase?

"I am more concerned about the return OF my money than the return ON my money" -- Mark Twain

This famous quote by Mark Twain emphasizes the philosophy of much of the financial industry, I'm sure you'll agree the preservation and return of your capital is more important than the return on your investment.

This is the fundamental reason why "sometimes" a Partial Purchase is not only the "best option" sometimes it's the only option. The vast majority of the time when a partial purchase is the only option it's a question of loan to value, the risk is simply too high for a full purchase.

We hear these common concerns regarding a Partial Purchase every day!

"I just want to sell my note and be done with it!

GREAT! Eliminate hassles: Collecting and processing payments is not your concern during the time we hold the mortgage. Let Trust Deed Investments handle all of the day to day administration, collection, record keeping and accounting for your note or mortgage.

What If the buyer pays off early?

In the event of an early payoff (your buyer sells or refinances the property), you receive the balance of your note without any further discount.

What If the buyer defaults?

In the unlikely event of a default, you are given numerous opportunities to step back in, collect the note payments your self, initiate a foreclosure and sell the property quite possibly at an additional profit. Or allow our professional legal team to completely handle the foreclosure at a small flat fee.

Can I Get cash - and keep the rights to my mortgage?

YES! You've sold your property and taken back a mortgage from the buyer. Now the buyer is making payments to you - you want or need cash but don't want to give up your mortgage or sell the whole mortgage at a steep discount. A partial mortgage note purchase may be your best solution, getting you cash now while accommodating your desire to keep the mortgage. Once we're paid, the mortgage is returned to you and all associated benefits are again yours.

A partial purchase of your note is the combination of the two greatest multipliers of wealth known to man.

The miracle of compound interest
The time value of money

When you sell part of your note (Example: the next 10 years payments on a 20 year note) you continue to earn interest on the remaining portion of the note you did not sell.

Every month your payor pays interest on the entire balance of the mortgage note, the portion you sold PLUS the portion you did not sell. You get cash now for the portion of the mortgage note you sold plus you continue to earn interest on the remaining portion of your note you did not sell...

That's a win-win situation, have your cake and eat it too!

With our flexible purchase options we may be able to show you how you can receive more than 100% for your mortgage note. Click Here for a FREE No Obligation Quote